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Equity Release

Lifetime Mortgages and Home Reversion Plans, are Equity Release plans regulated by the Financial Conduct Authority (FCA).  We are members of the Equity Release Council.

By using an equity release product, a home owner can draw a lump sum or regular smaller sums from the value of their home, while remaining in their home.

Equity release can play a crucial role in retirement funding.  The flexibility and safeguards which are built into plans that comply with the Equity Release Council product standards, enable thousands of homeowners every year to tap safely into their housing wealth without having to worry about making monthly repayments.

If you are thinking of taking out an equity release plan then you need to find out as much as you can about your options and weigh up the advantages and disadvantages fully before you decide if equity release is right for you.   We are fully qualified and can help you to understand the steps involved and talk you through your options.

Equity Release Council logo

Anro Equity Release Mortgages is a member
of the Equity Release Council .

We act with integrity and transparency in offering
high-quality products to customers.

Part of a customer’s choice will be over the type of plan required.  In the modern equity release market, there are a range of products to choose from, with new and innovative products being created regularly.  This means that whatever your equity release needs, there is likely to be an equity release plan available to meet them.

We provide high quality unbiased and independent advice to help you make the right choice.  Please contact us and let us work on your future together.

Lifetime Mortgages

Lifetime mortgages do not require monthly payments to be made, although with some plans rather than roll up the interest you can opt to make monthly repayments if you wish.

You retain ownership of your home and interest on the loan is rolled up (compounded). The loan and the rolled up interest are repaid by your estate when you either die or move into long term care. If you are part of a couple, the repayment is not made until the last remaining person living in the home either dies or moves into care, meaning that both you and your partner are free to live in your home for the rest of your lives.

Senior couple with house key

Home Reversion Plans

A Home Reversion Plan also allows you to access all or part of the value of your property while retaining the right to remain in your property, rent-free, for the rest of your life. With a Home Reversion product the provider will purchase all or part of your house taking into account your age and your health and will provide you with a tax free cash lump sum (or regular payments) and a lifetime lease, guaranteeing you the right to stay in your property rent-free for the rest of your life.

There is no day-to-day interference and no restrictions on treating the house exactly as before; as a private home to live in freely.

Happy senior couple at home

For more information about our equity release mortgage services or to arrange a consultation, please contact us by telephone, email, or by completing the callback form.

Schedule an online appointment with us using our bookings page

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    Any equity release scheme will reduce the total value of your estate on death leaving you less to pass on to your family